Missouri Medicaid Planning Lawyer

Medicaid is a public benefits program structured to provide health coverage to low-income individuals, including those who are 65 or older, disabled or blind. The program acts as a safety net to those seniors who can not afford to cover all of their own long-term costs. In Missouri, most Medicaid benefits are available only in skilled nursing facilities (a nursing home as opposed to an assisted living facility).

With recent changes in the government regulation of Medicaid, seniors must be proactive when planning for their coverage. Changes from the Deficit Reduction Act of 2005 have resulted in complex eligibility requirements for those in need of Medicaid benefits. It’s no longer as easy as reviewing one’s bank statements – there is a myriad of regulations including lookback periods, income caps, transfer penalties, and waiting periods to plan around. In addition to the federal laws, eligibility can also differ by state quite substantially.

Anyone attempting to apply for Medicaid here in Missouri needs to know the rules. Certain actions with respect to assets can lead to penalties which can delay receiving Medicaid benefits.

How can Legacy Law Center help?

We can determine whether the client can qualify for Medicaid benefits and the best way to get approved right away.

Here’s Why You Need Help with Medicaid Planning

Medicaid can be a valuable resource for many people, but it’s always best to contact a medicaid planning specialist who can help you with your claim. While medicaid is intended to help you balance your medical bills regardless of your income, nothing in life is ever free – and medicaid means a lot of work.

Read on to learn more about the challenges that come with medicaid, and see how a lawyer from the Legacy Law Center can help you get the care and medical assistance you deserve.

Medicaid can definitely help.

You may have heard about it on the news, but it’s a widely-accepted fact that insurance and healthcare costs in the United States are sometimes restrictively high. It seems like everyone has heard – or has their own – horror stories about how much it costs for medication or emergency treatment at a hospital, and the battle with insurance that comes next (if they were lucky enough to have insurance, of course). For those who are unable to afford insurance, medicaid is an important lifeline.

Medicaid is not a perfect system.

While medicaid has been implemented (with varying degrees of success) across the country, it’s important to remember that it’s not a perfect system. After all, it’s the federal government and state government trying to juggle several different private companies, which means plenty of red tape to navigate. This confusion and bureaucracy is the last thing you should be dealing with when you’re seeking medical care.

Only people in select circumstances are eligible for medicaid coverage.

Medicaid is exclusively reserved for people who fit into a few different categories. Senior citizens who need nursing home care are typically covered by medicaid. However, medicaid is also available for people who earn below a certain amount of money, pregnant women, people living with disabilities, and certain children who may be experiencing health problems. In order to receive medicaid, you need to prove you fall within one of these categories.

If your claim is denied, you may need to lawyer up.

Medicaid promises serious medical care for those who are unable to afford it otherwise, but it’s not free money. You’ll have to submit a claim and keep an eye on your coverage for any changes, and if your claim is rejected, you may have to get in touch with a lawyer who can help you get the right result. There are a number of reasons a claim may be rejected, so it’s important to go over the details with a specialist in medicaid planning who’s been through it all before.

Get in touch with Legacy Law Center today.

At Legacy Law Center, we understand how frustrating it can be to have a medicaid claim denied. You need to have some kind of insurance to safeguard your health, and when the one system that’s supposed to protect you fails, it can be overwhelming and frightening to say the least.

Fortunately, we’re ready to help you navigate your claim and get you the healthcare coverage you need. Get in touch with us today, and see how medicaid planning can make all the difference.